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Posts Tagged ‘vanishing deductible’


That’s what I keep thinking. Yesterday, I was pretty much hating things.

Today? Not so much. Not everything sucks. 😀

I’m consciously making a point to remind myself of specific things to be grateful for.

Let’s see….. you know about the awning crashing down on us in the wee hours of the morning. It took me long enough {and really, this was because I needed some time to fortify myself for bad news}, but I finally got off my rear and called insurance.

I was very pleasantly surprised. Because of our ‘vanishing deductible’ and lack of claims, it’s going to be 100% replaced with $0 out-of-pocket. Yay!

I have heard horror stories about Progressive insurance, but let me say this: I have *never* had an issue with them. We’ve had a total of 3 claims in the last 11 years we’ve been insured with them. 2 have been RV claims; the other for my truck when we had a major storm blow through.

They had their CAT adjuster come out, and within something like a week, we had a check in hand for damage on the trailer. The truck they arranged for and we paid our deductible and that was that. These claims were *considerably* easier to deal with than with the home owner’s insurance to replace the roof. {That was the year where most everyone in town got a new roof- really!}

So, that’s a good thing. The lady I talked to said it would take about 2 weeks. They’ll order the parts, drop-ship them here, and then send out a mobile unit so we don’t even have to pack up and take it to them. In my opinion, you can’t ask for better service!

And, each time I talked to someone, the first thing they asked was “Is everyone ok? Did anyone get injured?” And- it was like they really actually were interested in the answer, and then relieved when I told them we were all inside sleeping and were ok.

So, that was good. I spent the bulk of last week on the phone and computer gathering information. That work, combined with the rain, meant no running at all, which never helps my mood. You don’t know how dependant you are on those good endorphins until you don’t get them for a while.

A cold front blew in yesterday. {I’ve heard there is snow in Denver already!} It’s deliciously nippy, and I can’t wait to get out and run. I’m keeping my fingers crossed that the rain will hold off long enough for me to get some kind of run in. If not, I need to head back into town for- you guessed it- milk. *sigh* I have to go regardless, but I was hoping to postpone that until this afternoon.

Another thing to figure out is Halloween. The little girls want to go trick-or-treating, but not only do I not know where to take them, the thought of buying costumes and then having to store them afterwards is slightly irritating.

We brought our fiberoptic witch, but alas, I have no idea where to put her. Nonetheless, she needs to come out and spread some cheer. I need a plug, though, and those are scarce. I figure, if we have camped during Christmas and had a lighted tree, I should be able to accommodate a witch. 😆

Anyhow. That’s my ramble for this morning.

Because life is a soundtrack, and honestly, I’m tired of it being stuck in my head, I’d like to share with you a classic we’re probably all always tired of hearing: Tomorrow, courtesy of the show Annie. 😆

[youtube:http://www.youtube.com/watch?v=Yop62wQH498%5D

If that’s not your cup of tea, listen to this version, as done on Korea’s Got Talent. 😀

[youtube:http://www.youtube.com/watch?v=wA78bIG3ogI%5D

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